Terms & Conditions

1. General Information

The use of this Website will be regulated by these Terms and Conditions of use, implying its use and acceptance by the User. If the User rejects these Terms and Conditions of use, he must immediately stop using them.

Capital Eficiente may change or update without notice, in whole or in part, these Terms and Conditions of use, as well as the Data Protection and Privacy Policy, with any changes or updates taking effect as soon as published in the respective section. of the website. Users are advised to regularly consult the sections of the Terms and Conditions of Use and the Data Protection and Privacy Policy to check for the most up-to-date versions.

Access to and use of the Website are made available for personal use only. Capital Eficiente reserves the right to discretely assess the User’s compliance with these Terms and Conditions of use. The violation of the Terms and Conditions of use may imply the withdrawal of the authorization for use granted by Capital Eficiente, under the terms provided herein, as well as the exercise of its rights to the maximum extent permitted by law.

The User undertakes to indemnify and exonerate the Efficient Capital, as well as its legal representatives, partners and employees, from any damages, responsibilities, claims or requests for compensation, including expenses and representation costs, requested by third parties as a result of the use of the Website in terms that do not comply with these Terms and Conditions of Use, and / or due to the violation of the conditions provided for therein, and / or resulting from non-compliance with the declarations and guarantees contained in these Terms and Conditions of Use.

2. Authorization for Use
Without prejudice to the provisions of the other clauses of these Terms and Conditions of use, Capital Eficiente authorizes any User to use this Website only for personal or informational purposes, as provided for in these Terms and Conditions. The authorization for use may be revoked by Capital Eficiente at its discretion and at any time. Under the terms of the law and these Terms and Conditions, the User may not copy, use, transfer, rent, sublicense, alter, adapt, attempt to modify or alter the source code, perform reverse engineering operations, decompile or disassemble, in whole or in part, the content of the Website. When accessing the Website, the User acknowledges and accepts that the content of the Website may be incomplete, inaccurate, not updated, or that it may not satisfy their needs and requirements.

3. Content and Limitation of Liability

Accessing and using the Website are activities performed by the User.

The User is solely and exclusively responsible for the use of the Website and its contents.

Capital Eficiente is not responsible, nor does it assume any responsibility for the use of the Website in terms that do not comply with the legal provisions in force by the User.

In particular, the User is solely responsible for communicating incorrect, false, or third party information or data, without their consent, as well as for their incorrect use.

The contents of the Website may contain inaccuracies or typos. Capital Eficiente is not responsible, nor can it be held responsible, by any means or mode, for inaccuracies and errors, any damages caused or resulting from the use of information derived from the Website or through the Website by the User. The User is the only and exclusive responsible for the evaluation of the information and content obtained through the Website.

The Website and all information and content published on it can be changed by Capital Eficiente at any time, periodically and / or without prior notice.

Considering that any content that may be downloaded or otherwise obtained, results from the User’s free decision and is carried out at his own risk, any liability for damage to computers or any other electronic devices or loss of data resulting from downloading operations made by the User, will be the exclusive responsibility of the User and cannot be attributed to the Efficient Capital. Capital Eficiente does not assume any responsibility for damages resulting from the impossibility of accessing the services available through the Website or for damages caused by viruses, damaged files, errors, omissions, service interruptions, content cancellation, Internet related issues, service providers. services or with the telephone and / or telematics connection, unauthorized access, data changes, or related to the inexistence and / or defective functioning of the User’s electronic devices.

The User is responsible for the safekeeping and correct use of his personal information, as well as responsible for any damage or loss caused to Capital Efficient or to third parties, resulting from the incorrect use, loss or theft of personal information.

Capital Eficiente has adopted the appropriate technical and organizational measures to safeguard the security of the features made available through the Website, to ensure the integrity of electronic traffic data related to unauthorized forms of use or knowledge, as well as to avoid risks of dissemination, destruction or loss of data and confidential or non-confidential information of the User, contained in the Website, or related to the access – unauthorized or in breach of the applicable legal provisions – to said personal data and information.

Capital Eficiente does not guarantee, nor can it guarantee that the Website is free of viruses or any other element that may negatively affect its use.

4. Access to the Website, Interruption and Suspension

Capital Eficiente makes its best efforts to provide continuous access to the Website, however, said access may be suspended, limited or interrupted at any time, regardless of the reason.

Access to the Website may occasionally be limited to allow recovery, maintenance or introduction of new features or services.

Access to the Website may also be interrupted in cases of “Force Majeure” considered as any cause that disturbs the performance of the Website and that has any impact on the fulfillment of our obligations arising from or attributable to acts, events, omissions or accidents beyond our reasonable control and, in particular, but without limitation, shall include strikes, terrorist action, invasion, war, threat or preparation for war, fire, technical failure of power, software, hardware or telecommunication or other network failures, interruptions, interruptions or damage, explosions, storms, floods, earthquakes, epidemics or other natural disaster, any legislation, regulation, rule or decision of a State or court.

In any case, Capital Eficiente will use its best efforts to regain access as soon as possible. Capital Eficiente reserves the right to block access to any material and / or remove any material that may, in its discretionary understanding, cause a violation of these Terms and Conditions.

5. Protection of Personal Data

The User must read and analyze the Data Protection and Privacy Policy and the Cookies Policy applicable to the Website, in order to understand how the User’s personal data are collected and used, in accordance with the provisions and under the terms of the applicable legislation in protection of personal data.

The User whenever using functionalities through Hyperlinks or Other Websites, as designated in Point 7, is advised by Capital Eficiente to read the respective terms and conditions and privacy policies before accessing, registering and / or logging in to such Hyperlinks or Other Websites, since its regulation will be autonomous to this Website.

6. Intellectual Property Rights

All rights are reserved. The Website and all its contents, including without limitation, articles, opinions, other texts, lists, user manuals, photographs, drawings, images, video or audio clips or marketing texts, as well as brands, logos, domain names, and any other elements that may be covered by property rights (including source codes) and / or other types of intellectual property rights (hereinafter “Material”) are the property of Capital Efficient or third parties and are protected from use, copying or disclosure not authorized by national laws and international treaties relating to intellectual property rights.

None of the provisions of the Terms and Conditions and / or the contents of the Website may be interpreted as implicitly conferring, accepting or by any licensed means the right to use any Material by any means, without the prior written consent of Capital Eficiente or the third party owner of the Material or the intellectual property rights published on the Website.

The use, copy, reproduction, alteration, republication, update, download, sending by e-mail, transmission, distribution or duplication, or any other abusive act of the Material not specifically identified, but of an identical nature, are prohibited.

As a User of the Website, the User undertakes not to use the Material for illegal purposes and not to violate the rights of Efficient Capital.

The User may, however, view and display the content of the Website and / or the Material on the screen of a computer or other electronic device and store such content in electronic format on the disk (but not on a server or on a memory device connected to the Internet) or print a copy of such content for your personal, non-commercial use, however you must keep all information related to intellectual property rights.

Access to the Website does not give the User any right to the content provided by Capital Eficiente.

7. Hyperlinks to Other Websites

If the Website provides links (“Hyperlinks”) to third party websites or content made available by third parties (“Other websites”), Capital Eficiente hereby informs that the provision of links to such other websites is only included for informational purposes only and for your convenience. Capital Eficiente does not control the Other Websites and, therefore, is not responsible for such Other Websites or for the content or products that the Other Websites (including without limitation, the reference to social networks) and is not responsible for any damages or losses that may may result from the use of Other Websites by the User, as well as regarding the processing of personal data. Access to any Other Website, through an existing link on the Capital Eficiente Website, will be made at the User’s sole risk and risk.

The User must, therefore, pay particular attention when connecting to Other Websites through links existing on the Capital Eficiente Website and carefully reading the respective terms and conditions and privacy policies.

8. User Representations and Warranties

The User acknowledges and declares that:

read and understood these Terms and Conditions;
refrain from reproducing, duplicating, copying, selling, reselling or by any means commercially exploiting the Website or its contents, or part of them, as well as refrain from using or reproducing the trademarks or any intellectual property rights of Capital Eficiente;
will not publish or use false, insulting or defamatory information;
refrain from using, directly or indirectly, the services or the Website for purposes contrary to the law or failing to comply with these Terms and Conditions;
it will not propagate viruses, spyware, adware, rootkit, backdoor or Trojan viruses or other similar computer threats;
you will not use software or other automatic or manual mechanisms to copy or access control of the Website or its content.

9. Various Provisions

The nullity of any of the provisions contained in these Terms and Conditions will be considered unwritten, the remaining provisions remaining in full force and producing all their effects.

These Terms and Conditions will be governed by Portuguese law and will be interpreted in accordance with Portuguese law. Any dispute arising from or related to these Terms and Conditions, in the absence of an amicable and negotiated agreement between the parties, will be settled by the Lisbon Courts, with express waiver of any others.